Say goodbye to personal medical expenses.

Say hello to Ultimate Health, an add-on Executive Medical plan offered through GIOA. Take five minutes to explore its coverage, pricing and value.

Healthcare coverage that caters to the needs of business owners.

Hover over the symbol on the icons below to view coverage examples.¹

Medical:
Deductibles,
Co-pays,
Coinsurance,
Private Hospital Room,
Hearing Aids,
Extra PT Visits

Medical

Prescriptions:
Co-Pays,
Brand Name,
Non-Formulary,
Lifestyle Prescriptions

Prescriptions

Mental Health:
Psychotherapy,
Cognitive-Behavioral Therapy,
Counseling,
Substance Use Treatment

Mental Health

Wellness:
Acupuncture,
Chiropractic Care,
Prescribed Massage Therapy
or Prescribed Pilates/Yoga

Wellness

Advanced Prevention:
Executive Physicals,
Genetic Testing,
Grail Test,
AI-Assisted Imaging,
Prenuvo

Advanced Prevention

Dental:
Cleanings, X-Rays, Adult & Child Orthodontia, Crowns, Bridges, Implants

Dental

Vision:
LASIK Eye Surgery,
Contact Lenses,
Brand Name Prescription Glasses or Sunglasses

Vision

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Plan Benefit Levels

This chart outlines benefit levels. The enrollment tier (Employee Only, Employee +1 or Family) will match the tier of your company medical plan. To learn more, click on the symbol or watch this video.

Supplemental Medical Benefits – Benefit Limits Per Covered Person Per Year ²  

Platinum

General Medical
Mental Health
Medical Equipment
Wellness Treatments
Elective Executive Physicals

(For primary member & enrolled spouse)

$10,000

Rx - Benefit Limits Per Enrollment Tier Per Year  

Rx - Employee Only
$2,500
Rx - Employee + 1
$3,750
Rx - Family
$6,250

Limited-Scope Benefits - Benefit Limits Per Covered Person Per Year ²

Dental Treatments
$4,000
Vision Treatments
$1,000

Annual Family Maximum  

$50,000

A similar plan offering with a cost-share deductible will be available for those enrolling in a Qualified HDHP plan. See it here.

Plan Pricing

Ultimate Health pricing is personalized based on age, enrollment tier, and your primary health plan(s). Use the calculator below to see your estimated rate.

Calculate pricing and value here

Next Steps

You can enroll in Ultimate Health when signing up for your benefits on the GIOA Operator Portal.

Get started

In the Words of Enrolled Members

  • “This quickly became the most valuable benefit that my company makes available. I really can't say enough about the excellent service and ease in submitting claims.”

  • “We are thankful for all the benefits, but especially the dental and wellness benefits, as our regular insurance often does not cover these expenses.”

  • “We wanted something more to give to our executives just based upon the nature of their work, how much they work and how hard they work.”

*This is not local, state or federal tax advice as each person and each company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

¹ This list is for illustrative purposes only to demonstrate coverage examples. Other factors that impact what is eligible for coverage include enrollment in an EPO or HMO primary plan and/or in an Ultimate Health plan with a cost-sharing deductible.

² The levels are for each covered person, whether that person is the enrolled employee or his/her enrolled family member.

Note for those enrolled in an HMO or EPO primary plan: In-network claims are generally eligible for reimbursement; however, most core medical services (such as office visits, lab and hospitalization) received at an out-of-network provider are not eligible. To maximize your Ultimate Health supplemental health insurance coverage, be sure to follow your primary plan’s network requirements.

ArmadaCare’s supplemental health insurance policies are underwritten by SiriusPoint America Insurance Company.